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See Comdirect screenshots at Open a comdirect account*The last two offers in my list are also free, but per default they come without a credit card: Also regarding withdrawals, you are limited to Cash group machines (Norisbank) or Sparkasse ATMs (1822direkt). Some banks even allow one in Austria or Switzerland, just check the first line of the table.

The easiest way to legitimize your information is via video chat.

You make a video call with your computer and a webcam, or with your smartphone, and have a conversation with an employee.

Also, payment with the VISA card is free in these countries.

Besides the free VISA card, you also receive a girocard.

For this conversation, you need to show your ID or passport to the camera, and they take a photo of it. If you don’t have the equipment for a video chat or the bank does not offer it, there is Postident.