'I’m in coffee,’ replies the man, bespectacled, balding, old enough to be her father.
This is the British launch of Seeking Arrangement, a hugely popular American website 'for those seeking mutually beneficial arrangements’.
'I’m mature and I’ve done a lot, but guys my age are all about, “Here’s my number, now text me,” and then they take me to Nando’s.
’ Howarth joined Seeking Arrangement eight months ago.
Tall and curvaceous, with long, peroxided hair, a fake tan, red, skin-tight jeans ('So not my normal style, I haven’t even put my eyelashes on today’) and a Louis Vuitton tote donated by one of her 'benefactors’, Howarth meets me, a fortnight before the launch party, at a London hotel.