With full access to your credit history from each bureau, you’ll have a complete, comprehensive look at your credit activity.The annual free credit report that you get from the major credit bureaus is different from the free credit report card that Credit Sesame provides its users.Trans Union is a US based credit information provider that distributes its scores to about 500 million consumers. Your credit report is a document that lenders use to determine your credit worthiness.
A lender or credit card provider who looks at your credit score will be able to determine right away if you’re a borrower who can be trusted to pay back the money they lend you.
Credit scores are calculated from the information in your credit report, a file containing all of your credit and financial activity over the months and years.
And you can see your updated score anytime you log in, see the credit score range you’re currently in, and track your progress as your credit continues to improve and grow.
Your score is essentially a 3-digit summary of your credit health.
Too many credit checks (as well as applying for/opening too many accounts) can give the impression that you’re a credit risk. There are no trial periods, catches, gimmicks or fine print, and we’ll never ask for your credit card information or bill you by surprise.