Cutting dating expenses

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Related links: • Motley Fool Issues Rare Triple-Buy Alert • This Stock Could Be Like Buying Amazon in 1997 • 7 of 8 People Are Clueless About This Trillion-Dollar Market While we all have our share of money-related challenges, single folks often have it worse.

If you're going at life alone, it pays to be extra vigilant about all things financial to eliminate whatever worries or disadvantages you might otherwise encounter.

Generally speaking, working Americans are advised to have enough money in an emergency fund to cover three to six months' worth of living expenses.

The logic is that doing so will tide you over during an extended period of unemployment, or provide adequate cash for a hefty unexpected bill.

If you're single, however, you may want to aim a bit higher by stashing nine to 12 months' worth of expenses in the bank. If you're single, and you lose your job, you won't have the option to jump on your partner's health plan.